Worker’s Compensation Investigations and Insurance Fraud Schemes


This article provides an overview of worker’s compensation and worker’s compensation investigations.

Workers compensation programs and laws are designed to protect employees who are physically injured during the course of their work. Worker’s compensation benefits are benefits that are paid to a worker to compensate for losses caused by a work-related injury or illness. If someone is injured on the job, they may not be able to work for a period of time, and therefore can’t earn an income.

The benefit seeks to provide them with an income during the time when they are unable to work, or can only work at a reduced rate or capacity. Workers’ compensation is generally a “no fault” system in which the injured workers receive medical care and financial or monetary compensation benefits regardless of who is responsible for the job-related accident.

Fraudulent Claims: Worker’s Compensation Investigation

Some individual’s file fraudulent worker’s compensation claims in hopes of collecting insurance money, even though no actual injury or loss occurred on the job. Insurance companies, attorneys, and corporations may hire private investigators to help obtain proof of a fraudulent worker’s compensation claim.

Private Investigations

Private investigators may obtain proof of fraudulent worker’s compensation claims by conducting surveillance on the individual. Information gathered during surveillance can include video taping and taking photographs of the subject’s actions and behavior. Examples include capturing a picture of someone bowling, when they supposedly sustained a back injury on the job.

Worker’s Compensation Resources

  • Workers Compensation – Provides workers compensation news and information for employees, employers, insurers, and medical providers. Includes a workers compensation research center, locate an insurance provider, get info on your state’s program, and find professional help relating to workplace injuries and disabilities in the U.S.
  • Workers Compensation – Information on workers compensation from the U.S. Department of Labor
  • Energy Employees Occupational Illness Compensation Program – Energy Employees Occupational Illness Compensation Program

State Workers Compensation Websites

For more information, and to lookup the state website and appointed officials, please visit the United States Department of Labor.

Hire a Private Investigator for Your Case

To locate a private investigator in your area that specializes in providing surveillance services for workers compensation cases, please visit our Private Investigation Directory.

If you have any questions about worker’s compensation investigations, please post a comment below. If you are interested in purchasing the latest surveillance equipment to conduct your own investigations and surveillance operations, please see our Spy & Surveillance Equipment section. A variety of high-tech gear is available to help you watch subject’s behavior and capture photos or video of their action.



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