This article provides a list of Insurance Companies in the United States. The list of insurance companies include organizations that provide home insurance, auto insurance, health insurance, life insurance and many other types. In addition, many of the companies on the list provide financial services, including mutual funds, annuities, 401(k) plans, and other financial products and services.
What is an Insurance Company?
Insurance is a form of risk management that is used to hedge against the risk of a loss of something such as life, property or personal items. It can be is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment.
An insurer or insurance company sells insurance and sometimes financial services. The insured person, or policyholder, is the person or entity who buys the policy. The amount to be charged for a certain amount of coverage is called the premium. Insurance comes in many different forms including: life, auto (car), health, home, travel, condo, boat, motorcycle, RV and many other forms.
List of Insurance Companies in the United States
Following is a list of insurance companies in the United States. The list is in alphabetical order and is not a ranking.
Aetna – Aetna is one of the nation’s leading diversified health care benefits companies, serving people with information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional, voluntary and consumer-directed health insurance products and related services. Services also include medical, pharmacy, dental, behavioral health, group life and disability plans, and medical management capabilities. In addition, Aetna offers Medicaid health care management services, workers’ compensation administrative services and health information technology services.
AFLAC (American Family Life Assurance Company) – Aflac has a presence in all 50 United States, and in Puerto Rico and the Virgin Islands.
AIG – AIG is the world’s largest insurance organization, with more than 88 million customers around the globe. AIG is a leader in property casualty, life insurance and retirement services, mortgage insurance, and aircraft leasing.
Allstate – Founded in 1931. The Allstate Corporation is the nation’s largest publicly held personal lines insurer. A Fortune 100 company, Allstate sells auto insurance, property, life and commercial. Allstate also offers retirement and investment products and banking services. Allstate is widely known through the “You’re In Good Hands With Allstate” slogan.
AXA Equitable – AXA Equitable Life Insurance Company (formerly The Equitable Life Assurance Society of the United States) was founded in 1859. Axa Equitable is headquartered in New York, NY and is a leading financial protection company and a premier provider of life insurance, annuities and related financial services.
Blue Cross Blue Shield – The Blue Cross and Blue Shield System consists of 37 independently operated Blue Cross and Blue Shield member companies, a Federal Employee Program and an Association, which serves the collective needs of the Blue Cross and Blue Shield Plans.
CIGNA – Cigna (NYSE: CI) is a global health service company dedicated to helping people improve their health, well-being and sense of security. Cigna offers products and services include medical, dental, behavioral health, pharmacy and vision care benefits, and other related products including group disability, life, and accident coverage. Cigna has sales capability in 30 countries and jurisdictions, with approximately 75 million customer relationships throughout the world.
Esurance Company – Esurance is comprised of over 2,500 associates in 16 offices nationwide. Esurance offers direct-to-consumer personal car insurance in 39 states. Esurance is backed by Allstate, the largest publicly held personal lines insurer in the U.S.
Farmers Insurance Company – Farmers Group of Companies is the country’s third-largest insure. Farmers offers car insurance and homeowners insurance, and also provides a wide range of other financial services and products. Farmers slogan is “We are Farmers.”
GEICO – Founded in 1936 as the Government Employees Insurance Company. Founder Leo Goodwin first targeted a customer base of U.S. government employees and military personnel. Today, the company provides solutions to a wide range of customers. In 1996, GEICO became a wholly-owned subsidiary of Berkshire Hathaway, headed by Warren Buffett, one of the country’s most successful investors. GEICO’s headquarters is in Chevy Chase, MD. Geico receives our vote for the best TV commercials of all of the members of our list of insurance companies.
Gerber Life – Founded in 1967, Gerber provides life insurance, especially for young families on a limited budget. As a financially separate affiliate of the Gerber Products Company, “the baby food people,” the two companies share a common goal: to help parents raise happy, healthy children. Today Gerber is licensed to provide life insurance throughout the United States, Canada and Puerto Rico. Gerber Life’s headquarters is in White Plains, NY.
GMAC – Changed to National General Insurance
Hartford – Hartford provides solutions homes, cars, businesses, income, and employees.
Humana – Humana is a for-profit health insurance company that is based in Louisville, Kentucky.
John Hancock Mutual Life – John Hancock’s core retail products in the U.S. focus on providing financial solutions at every stage of our clients’ lives. Products include life insurance, mutual funds, 401(k) plans, long-term care (LTC) insurance, and annuities. John Hancock Mutual Life distributes products primarily through licensed financial advisors, and through John Hancock Financial Network, a national network of independent firms.
Kaiser Permanente – Founded in 19545, Kaiser Permanente is a community of 17,000 physicians committed to providing excellent care today, which leads to healthier tomorrows. From cancer and cardiology to high blood pressure and stroke. Based in Oakland, California.
MetLife – Founded in 1868, MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company. MetLife is now a mutual company and is one the largest global providers of insurance, annuities, and employee benefit programs. Has over 90 million customers. Based in New York City, NY.
Mutual of Omaha – Founded in 1909, Mutual of Omaha is a privately held mutual insurance and financial services company based in Omaha, Nebraska. Provides insurance, banking, and financial products for individuals, businesses and groups throughout the United States. Based in Omaha, Nebraska. The company provides a variety of health insurance options and product services, including Medicare Supplement, life insurance, long-term care coverage and annuities, as well as group coverage including life, disability and 401(k)
Nationwide – Founded in 1926, Nationwide Mutual Insurance Company provides insurance and financial services and is based in Columbus, OH.
New York Life – New York Life Insurance Company (NYLIC) is the one of the largest insurance companies in the United States and the world.
Liberty Mutual – Liberty Mutual provides broad, useful and competitively-priced products and services. Liberty Mutual is one of the largest property and casualty insurers in the U.S.
Progressive – The Progressive Group of Companies has always lived up to its name by being one step ahead of the industry, and finding new and affordable solutions. Progressive began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the auto insurance shopping experience by offering comparison rates on the Web. Progressive provides online quotes at progressive.com. Progressive gets our vote for the runner up for great commercials, right behind GEICO.
Prudential Financial – Founded in 1875. Headquarters is in Newark, New Jersey. Prudential provides life insurance, annuities, mutual funds, pension- and retirement-related investments, administration and asset management, and securities brokerage services. Additionally, Prudential provides commercial and residential real estate services.
State Farm – Founded in 1922. Headquartered in Bloomington, IL. State Farm is a large group of insurance and financial service companies. State Farm offers a broad range of products insurance including car insurance, home insurance and fire coverage. State Farm’s slogan is “Like a good neighbor, State Farm is there.”
TIAA-CREF – (Teachers Insurance and Annuity Association, for employees of educational organizations)
Let’s face it, everyone is looking for cheaper insurance policies, mainly to insure their vehicle and home. However, cheap insurance policies are hard to find because in general, it is an expensive product because it is designed to protect you from the risk of loss. And we’re all usually willing to pay more to protect our home, car, boat, motorcycle, RV, etc. We are better off searching for products and services that are considered affordable. Almost every insurer wants us to think that we can save money by switching to their products. But, but if every insurer makes the claim that they have the lowest rates, it can’t be true.
Questions and Comments
If you have any questions or comments about this list of insurance companies in the United States, please post a message below. Also, learn about Insurance Fraud.