Judgment Recovery – Tracking Down Debtors and Finding Lost Money


This article explains judgments and the process of judgment recovery.

Judgments are awarded by the court system as a result of a lawsuit or legal case. However, the system then leaves the responsibility of enforcement or collection of the judgment to the judgment creditor.  Statistics show that nearly 80% of all judicial judgments are never enforced, which means no money is ever collected. Private investigators can provide assistance with judgment collections by helping to track down a debtor, or do a financial asset investigation on the subject.

Experienced recovery specialists are aware of the many different methods to collect on outstanding debts, such as:

  • Full payment to avoid further legal action
  • Setup of partial payment or payment plans to retire the debt over time
  • Garnishment of wages or other forms of income
  • Seizure of property such as land, vehicles, etc.
  • Seizure of financial instruments such as stocks, bonds and mutual funds
  • Establishment of leans on real property

Judgment Recovery Service Providers

Many different types of companies provide judgment recovery services. Such services are sometimes provided by attorneys, collection agencies, private investigators and others. To hire a private investigator that specializes in judgment recovery, please visit our Private Investigator Directory.

If you choose not to begin with a private investigator, conduct a Google search using the terms judgment recovery and scan through the first page of listings. Visit the sites and review their products and services. Make a short list of companies to contact directly, and a shorter list of those to call on the phone. Before entering into an agreement, ask for references and check their Better Business Bureau rating.


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