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Civil Judgment RecoveryAuthor: Mark A Lockwood
Civil judgments can not be enforced by the court system. That means, each and every year billions of dollars go uncollected through out the United States. Most lawyers and the every day public have no idea how to recover the debt owed from a civil judgment.
Winning a judgment can be some what easy against collecting on it. Only too often do plaintiffs walk away from court smiling because they have at last had justice served on the defender. They walk away will the misconception that their money will be paid to them in a timely manner, only to realize that after several months this is not true. Winning a judgment is not a guarantee that you will be paid! This realization then leads to frustration and in some cases resentment of the legal system.
The winning party in any civil judgment has a huge arsenal
of tools at their disposal, to enforce the debt. Most of
these tools are very powerful and swift in execution of the
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There are many
avenues open to the judgment holder for collecting the debt.
Wage garnishment is probably the best known of these
actions. Unfortunately using the garnishment option has some
limitations. One has to think about the other party
involved. Are they the head of the house hold?, and many
more such questions that can affect the monies available for
The funds in a bank account may be garnished. You have to make sure that
you garnish the account at the right time. It is possible
for the debtor to apply to the court and show just reason
why the garnishment should not be allowed. Again there are a
set of regulations which have to be adhered to when doing
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